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Live Online Baccarat

The Baccarat is a classic table game that you find in many of the online based casinos. It is not as famous as the Roulette tables or the Blackjack tables. But, since it is the favorite casino game that James Bond likes to play, it has got its admirers as well. Gone are the days when people used to visit the brick casino to try their hand in Baccarat. These days everything is available on the internet. All you have to do is to visit the regulated and licensed online gambling centers that offer this gambling category and you can enjoy the same thrills, spills, and tensions of a brick and mortar casino right on your computer screens. It is one of the simplest games that you can play in a casino. There is no need to learn a lot of strategies to play it. All you got to do is to learn the basics and know how to play this casino title to get started and you are on your way to gain big prizes. 

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What is Baccarat?

This is a game the purely depends on your luck and is a game of chance. There is no real strategy that can be learned or taught to win your hand when playing this classic card game. The one who wins a hand will have to have a higher score than the others playing. It is a card game where you deal 2 or 4 cards. If you have the highest total on the cards dealt, then you win or else lose the hand. This is a high roller game and is often played by gamblers who love to play with high stakes. But, with the advent of technology and the internet, there have been many versions of the game that meets the needs of the low rollers or low stake gamblers.

It is a game loaded with a lot of suspense and thrills. The outcome of the game is either the player wins or the banker wins or there is a tie. The players who take part in baccarat have the option of betting on the banker’s hand or the player's hand. 

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As this is a classic card game, there will be plenty of decks of cards that are placed in a shoe. The goal has to be to get closest to the 9 points and you should exceed that number in total. The game starts with cards being dealt by the dealer to the banker and the player. If your hand total is more than the dealer and the other players, then you win. The deck cards have different values or points in this game.

  • The Ace is just worth one point (1).

  • The face cards which are J, Q, and K do not have any value (0).

  • The numbered cards are worth their value (2 to 9).


There are two hands to bet on and they are the banker and the player. You can bet on either the banker or the player or also choose the option to bet on a tie. A tie is nothing but the player and the dealer has an equal number of points. No matter how many gamblers are there is baccarat, you will only play against the dealer’s hand. You get two cards for a hand initially. Each hand is scored by adding the values of each of the card. 

How are the Points Counted?

If you have two cards totaling to 10 or more, then the left-hand digit is dropped. So, if you get a total of 10 with the two dealt cards, then your hand score is 0. Likewise, 16 becomes 6, 12 become 2, and 18 becomes 8. The hands that have 8 and 9 are called natural hands and if there is a 9 and an 8 in a game, then the person with 9 wins. If the player and the banker have natural hands and the opposition has a lower point value, then he or she loses the game.  

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Dealing the 3rd Card

There are a few cases when the banker or the player gets to deal with the third card. If the player gets a hand where his total is 5 or less than that, then he gets to deal with another card. The rules for the banker dealing the third card are different.

  • Banker gets a total of 2; he can draw another card irrespective of the value of the player’s third card.

  • Baker with a total of 3 can draw the 3rd card id the player’s 3rd card is 8.

  • Banker with a total of 4 gets to draw the card only if the player’s 3rd card is a 0, 1, 8, or 9.

  • Banker with a total of 5 can draw the 3rd if the third card of the player is 4, 5, 6, or 7.

  • If the banker has drawn the cards totaling 6, he can draw the 3rd card only if the player’s third card is a 6 or 7.

  • If the banker has a total value of 7 from the dealt cards, then he cannot draw the 3rd card.


If you are confused with all this as a player, all you need to remember is that the odds are always the same and you  just need to decide on whether to bet on the player’s hand or the dealer’s hand. The end result is that the hand that has the highest number will be the winner. If the player and the dealer’s hand have the same value, then the dealer or player bet is considered to be a push and you

will not lose the money that you have staked. Also, you will not have any winnings to take in such a situation.  


The Baccarat Payouts

If you are betting on the player and he or she wins, then you are eligible to take home an even money payout. This means that if you replace a $100 bet, then you would be taking home $200 (your $100 stake along with the $100 winning amount). If the winning bet is on the banker’s hand, then you need to pay a 5% commission to the casino. This will be collected from you at the end of the game. This is because the banker has an edge over the player.

Strategies and Tips on How to Win Baccarat

One of the important things that bettors and gamblers will always be searching on the internet is the strategies or the guides to help them have a better edge over the casino. There are no set rules and strategies that apply to have an upper hand when playing baccarat card game. There is normally a fallacy in the minds of the gambler that if the banker keeps on winning the hand four or five times in a row, then he would immediately place his bet on the banker’s hand and it is the same in the case of the player’s hand. This strategy does not work and is only a myth. Here, each and every hand is independent and the odds do not change with regards to the previously dealt hand. The house edge is also the same.

The following are some of the tips that you need to keep in mind when playing baccarat.

  • Never Bet on a Tie Hand

The Baccarat card game has a very low house edge. The house edge for a banker’s hand is 1.06% and for the player’s hand is 1.24%. This is a very small amount that you would lose. But, the villain is the tie hand. If you bet on the hand being a tie and lose, they would have to give away 14.4% of the points that you have wagered on this option.

  • Stick with Banker Until it Meets Losses

If you find that the banker is on a winning streak and if you do not have anything to lose, then you can also go with the flow and bet on the banker. There is nothing to indicate that the streak cannot break anytime and hence you should never be aggressive with your betting on the banker, even if he is on a winning streak.

  • The Safe Bet is the Banker

If you are on the live baccarat table for the very first bet, then always look to place your bet on the banker. The banker has a win percentage of slightly more than 50% and hence you might have a good start. Also, every win by the banker means that 5% commission is taken from the win.

  • Adopt a Wait and Watch Policy

You should never take betting decisions in haste. If you lose a hand by betting on the banker, do not get to bet immediately. You need to think and wait to make a decision in your mind.  Once you have made a decision, go by it and place a bet on the chosen hand, be it the dealer or banker or even a tie.

  • Go with the Player Hand Until it Losses

If you are betting on the player hand and if the player loses after a streak of wins, it is better to move the focus on the banker’s hand. There are more chances of the banker to come out with a streak of wins from now on and so betting on the banker with limited bets is the best option.

Choosing the Best Online Baccarat Sites

If you are an online baccarat fan, then choosing the most suited online casinos to play live baccarat is of utmost importance. The following are some of the points that you should consider when looking to choose the best online casino to play baccarat games.

Safe and Secure Online Casinos

It is a given that you should only look to join online casinos that are 100% safe and secure. As you will be sharing your personal and financial details with the online casino to play live baccarat games with real money, you need to only choose licensed and regulated casinos to place bets. The secure gambling sites will be using the attest and the state of the art encryption technologies during data transfers and thereby the financial details that you share with the site are fully encrypted and protected. The best gambling websites are regularly and independently audited by private agencies to ensure the outcome of the games are not manipulated.


Casinos with Attractive Welcome Bonuses


It is a good idea to join the casinos that offer very attractive welcome bonuses. The gambling sites are in the business to lure customers and to drive them to keep on playing the tiles they offer. So, choose an online baccarat casino that offers 100% or more welcome bonus offers and promotions so that you get to place more bets on the dealer's hand or the player hand and take home the winnings that you get after meeting certain bonus wagering requirements.


Quality Customer Support

The licensed online casinos you choose to play live baccarat must be offering 24/7 and 365 days quality customer support. It is important as you might have some issues when playing live baccarat and you need some help to get things sorted out and that too quickly. The sites that have live chat, email support, and phone support all through the day and night must be preferred. You should make sure that the customer support team is knowledgeable and experienced to clear all your baccarat doubts very quickly.


Closing Thoughts

No matter if you are looking to play baccarat for fun or want to make money playing this classic card game, you should always find the best online casino to play. This gambling category is an ideal option for all those avid gamblers who do not want to be in pressure cooker situations to decide their next move. There is no math or serious stuff that you need to put in your mind to decide on whether to place the next bet on the player’s or the dealer’s hand. You can always go with your gut feeling and placing bets on the banker is the best odds that you have on the baccarat table.


Interested in more live online casino games? Check out our Live online roulette and Live online Blackjack reviews. Or read our slots and casino reviews.

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